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// Industries — Dental Practices

Cash-flow rich, capital starved.

A dental startup spends $400,000 before the first prophy: chairs, compressor, x-ray, sterilization, buildout. Then PPO fee schedules cap what the work earns. A revenue purchase funds the gap without surrendering a point of ownership. And speed is the point: clean file in, decision out, funds moving.

// The Squeeze

Where dental startups bleed

01

Equipment eats the budget

Two ops, digital x-ray, a compressor and vacuum, the sterilization center — even a lean startup's equipment list runs deep into six figures, and a CBCT alone can top $80k.

02

PPO math squeezes everything

Write-offs of 30–45% off UCR are the cost of filling chairs fast. The schedule fills, production looks great, and collections land weeks later at a discount.

03

Hygiene payroll before recall

A hygienist is your profit engine, but the recall base takes 12–18 months to build. You carry that payroll through the entire ramp.

// Why Banks Pass

Why banks pass on dental startups

Dental lenders exist, but they want an established practice acquisition or two years of collections. A scratch startup with a big student-loan balance and no production history gets quoted rates that assume failure — or a flat decline.

The bank also cannot see what you see: that a suburban site with 4,000 nearby households and one competitor prints recall revenue in year two. Their model has no cell for that.

// The Fit

Matched to the schedule's rhythm

Dental collections are beautifully regular once the schedule fills — daily deposits from PPO remits, patient pay, and financing. A revenue purchase remits weekly against that rhythm: hygiene-heavy months carry more, the slow holiday weeks carry less.

Map the purchase to a revenue event: a marketing push that fills the new-patient pipeline, a second operatory that unlocks same-day treatment acceptance, or buying the charts of the retiring dentist across town — patients with recall dates already attached. Fast. Fair. Funded. It is not a slogan; it is the operating manual.

// What You'd Use It For

Real numbers, real uses.

New-patient pipeline

$15,000 revenue purchase

Six months of real marketing — search, maps, reviews — sized to fill 25–35 new-patient slots a month. Dentistry's highest-ROI spend.

The next operatory

$25,000 revenue purchase

Chair, delivery unit, and x-ray for op three — the capacity that turns a booked-solid schedule into same-day production.

Chart acquisition

$50,000 revenue purchase

Buy a retiring dentist's patient base: active recalls, treatment plans in progress, and goodwill that fills your schedule from day one.

// Questions

Questions? Straight answers.

Can a brand-new dental startup qualify?

Yes — with three months of collections on the statements. We underwrite the revenue rhythm you have, so even a young practice with a filling schedule can qualify for $15k–$50k.

Does the purchase interfere with my PPO contracts?

Not at all. There is no notice to payers and no assignment of claims. Remittance is a weekly amount from your business account — your payer relationships stay untouched.

What if I already have equipment financing?

Existing financing is normal in dentistry. Because a revenue purchase is sized to cash flow rather than collateral, prior equipment liens rarely block approval — what matters is deposits staying ahead of obligations.

// Get Funded

Let's move.

A $15,000, $25,000, or $50,000 revenue purchase — and those are floors, not ceilings. We fund more when the financials support it. Apply in four minutes; decision in 24–72 hours.